Showing posts with label Kalyanalaxmi. Show all posts
Showing posts with label Kalyanalaxmi. Show all posts

Saturday, April 8, 2017

Telangana….Welfare From Cradle to Grave : Vanam Jwala Narasimha Rao

Telangana….Welfare From Cradle to Grave
Vanam Jwala Narasimha Rao

A welfare state is a concept of government in which the state plays a key role in the protection and promotion of the social and economic well-being of its citizens. It is based on the principles of equality of opportunity, equitable distribution, and public responsibility for those unable to avail themselves of the minimal provisions for a good life. Sir William Beveridge, a liberal economist of Great Britain who is considered as the author of a welfare state, in his report to the British parliament in November 1942, proposed a system of social security which would be operated by the state. Today, the ideas that were outlined in the Beveridge Report are still considered to provide the foundation of the modern Welfare State.

This is exactly or perhaps even more than Beveridge envisaged has been happening in the state of Telangana ever since TRS government came to power with KCR as the Chief Minister. Welfare encompasses those government programs that provide benefits and economic assistance to no or low income people living in Telangana. One of the main goals of welfare of Government of Telangana is to improve the quality of life and living standards for the poor and underprivileged. Welfare help is extended to poor and underprivileged, such as the elderly, the disabled, students, farmers, workers, professionals etc.

               Welfare programs available in the state include among others, land purchase scheme for distribution to Dalits; Aasara pensions to old age people, widows, handicapped, Beedi workers, toddy tappers, poor artists; six kilograms of one rupee per KG rice per head; provision of fine rice with unlimited food to hostel children; better meal with egg and milk to Lactating and pregnant women; Kalyanalaxmi and Shadimubarak Schemes; two bed room house to the poor; Post-Matric scholarships, reimbursement of tuition fees; residential schools to SC, ST, BC and minorities etc. Telangana Government has allocated huge amounts in successive budgets for the welfare. It may sound a bit philosophical, but the schemes conceived and being implemented by KCR government will take care of every stage of a human being’s life, the proverbial from “Cradle to Grave”.

Government has initiated a variety of welfare measures for the benefit of the vulnerable sections of the society. In the erstwhile united AP state budget allocation for welfare measures was very little and absolutely inadequate. Against this background as against meager allocations for welfare measures in the united AP, the Telangana Government allocated huge amounts in successive budgets. For SC and ST categories in the ratio of their population funds are being released and spent. Care has been taken for non-diversion of funds allocated for them. Welfare programs for all sections of the society in the State of Telangana are the most important priority of the State. 

          Telangana State has about 85% of SCs, STs, BCs and Minorities in its population. Even among the upper caste communities there are considerable number of poor families in the state. Out of about a Crore of families living in Telangana state, about 90% families are BPL (Below Poverty Line) category. Hence the government gave top priority for the welfare of its people. If we look at the provision made in successive budgets it can be seen that there is no other state which spends so much money on welfare of people. The earlier income limits for eligibility to become the beneficiary has been enhanced to bring in more families to be benefited. In rural areas the limit of Rs 60,000 has been increased to Rs I, 50,000 and in urban areas the limit has been enhanced from Rs 75,000 to Rs 2, 00,000.  A cross section of people including Anganwadi workers, home guards, Contract and outsourcing employees etc are benefited by welfare schemes of government.

The Government has earmarked an amount of Rs. 27, 000 Crores in the budget for welfare measures in the very first financial year budget and increased year after year. The Chief Minister has reiterated that none of the eligible persons should miss any of the benefit and under any circumstances ineligible should not be considered.

In tune with the meticulous thought process of Chief Minister K Chandrashekhar Rao, the state government under his effective guidance initiated and launched hundreds of welfare schemes and programmes in Telangana State. They are all under various stages of implementation and are providing the much needed light and support to the people living under the poverty line especially of those from the downtrodden, backward and weaker sections by way of changing their lives for better. The welfare schemes launched by the government are aimed at taking care of each and every individual from the wide spectrum of the society.

Several of these innovative schemes are not only first of their kind in the country but also become role models and torch bearers for other States to emulate. From a pregnant mother to child, later the education of the child when it becomes an adult to the marriage of a girl at every phase, the government has a scheme or two. There is nothing to feel worry about as CM KCR repeatedly says his aim is to make each and every individual in the State to be happy, comfortable and prosperous.

            If we observe how KCR’s government welfare schemes are formulated and implemented at every stage of an individual’s life, it will be an interesting but yet thought provoking experience. It will also been an excellent subject material for the research scholar’s to pursue! Take for instance welfare for women.


For all the government women employees a 90-day special leave is given to them which is besides the 3 months maternity leave. A woman employee can avail this special leave till her children attain the age of 18 years in phases. For those women especially from the poor families getting their deliveries done in the government hospitals, there is a scheme to take care of her nutritional requirements during the anti-natal stage. Regular health checkups are done and the pregnant woman is monitored. When she reaches advanced stage of pregnancy, the poor woman need not got to work to eke out a daily wage. Rs. 4000 are given when she is admitted to the government hospital and another Rs. 4000 is given at the time of discharge from the hospital. Rs. 4000 is given when she comes to get her child polio drops and vaccination. If the woman is blessed with a girl child an additional Rs. 1000 is given to the mother.

KCR Kit with 16 essential items required for a newborn worth about Rs. 2000 is given to the mother and child. The government also launched a scheme known as “Amma Vodi” to bring pregnant women living in the remote agencies to the hospitals and transport her back after the delivery. Transportation is also arranged for the pregnant women to come to the hospital for medical checkup every three months during their pregnancy. After the child is born to give her nutritional diet there is “Arogya Laxmi” programme for providing nutritional diet one time daily through Anganwadi centre.

During the child’s education period, for hostel students in schools and colleges, midday meal scheme is implemented since Jan 1, 2015. Fine rice is supplied for the scheme. There is also the facility of fee reimbursement for the students. The government is paying the fee of the poor students pursuing their professional courses benefitting nearly lakhs of students. The poor students also have the benefit of scholarship scheme which is available to pre-metric, post-metric, Graduate, Postgraduate and professional education students who are poor. The state government has introduced English medium in the schools and launched in a big way residential schools for the SC/ST/Minority/BCs as part of KG to PG system of education. To increase quality of education in Government, Zilla Parishad, Residential and Model Schools, digital classes are introduced. Study Circles are formed in the districts for the SC/ST/BC students preparing for the competitive examinations conducted by the UPPSC and TSPSC.

As the child grows...for those aspiring Minority students who want to pursue their higher studies abroad, the government is giving Overseas Scholarships on the lines of Dr Ambedkar Overseas Scholarship given to the SCs. Along with the scholarship, the state government is giving Rs. 10 lakh per student for the airfare. For the backward classes, Mahatma Jyoti Rao Phule Overseas Scholarship is given. At the time of marriage, there are welfare schemes like Kalyana Laxmi/Shadi Mubarak through which Rs. 75, 116 is given to the mother of bride. These schemes are given to the eligible from SC/ST/Minority communities as well as those from the BCs and so called economically backward upper castes. Since these schemes are strictly implemented to the girls who have attained the age of 18 years, there is a steep fall in the child marriages in the State. Added to these a number of other programs are being implemented for the economic upliftment of poor. One of them is the economic support scheme to provide employment to the unemployed youth. As part of this the subsidy component of the loan facility is enhanced substantially.

For every individual to have a proper meal, the government is giving 6 Kgs subsidized rice for each and every member of the family. In Hyderabad, a meal is given to the poor at a nominal price of Rs. 5 per plate.  These meal centers providing hot-hot meals are opened at the crowded places such as hospitals, bus complexes, near railway stations, markets.  Autos are available to the minority youth with 50 per cent subsidy to run the auto services in Hyderabad under "Own your Auto" Scheme. The government is taking all measures to improve the living standard of the minorities by extended schemes like TS Prime, Scholarships and a special IT Park in Hyderabad.

For the first time, keeping in view welfare of the Most Backward Classes, a separate Finance Corporation is set up. No other government in the past ever bothered about these MBCs. One should appreciate CM KCR for focusing on strengthening the rural economy. He seems to be having strong belief in the philosophy of Mahatma Gandhi, Gram Swaraj. Realizing that several hereditary professions have lost their relevance and existence, KCR has a vision on how to revive the rural economy with a judicious mix of economic policies with the modern technologies. With the new schemes, several hereditary professions are going to have better days ahead. For the benefit and welfare of the Yadav and Kuruma communities who are traditionally dependent on sheep breeding, the state government has embarked on a slew of measures. A Sheep Unit will be given to every person, who is over 18 years of age, in Yadav and Kuruma communities in the State. Sheep will be purchased before on set of Monsoon this year. Sheep units will be sanctioned to about 4 lakh to 4.5 lakhs Yadav and Kuruma families in the State. The state government will give 75 per cent subsidy and 25 per cent will be borne by the individual beneficiary.

For those who are dependent on fisheries, the state government has initiated several schemes. 100 per cent subsidy is given for fish culture. From Cage fish culture to giving fishing rights at all reservoirs, tanks, water bodies to the communities living on the fisheries, the government is taking steps for the growth and development of fisheries in the State. The government schemes are aimed at making the state an export hub for sheep and fisheries to other states and countries. Several schemes are also in place for the development and welfare of handloom weavers and workers. Efforts are on to stop the migration of these workers to other professions, places and even to put a stop to some of them committing suicides. Special Textile parks are created with better marketing facilities, schemes are launched to give subsidies on the yarn and promote exclusive weaves.  Hair dressing saloons are brought under the category of domestic sector for power tariff and measures are initiated to upgrade saloons in the rural sector.

As part of welfare from cradle to grave, the State government has decided to put an end to the land disputes and rectify the land records. As part of this, it has brought in several reforms in Registration and Mutations. Sada Bainama (Agreements written on plain paper) below 5 acres of land in rural areas are registered free of cost.  More than 11 lakh Sada Bainama holders are benefited through this scheme. It has also been decided that Sada Bainama should be implemented to the agriculture lands under the Hyderabad Metro Development Authority (HMDA) and KUDA (Kakatiya Urban Development Area).

As promised in its election manifesto, the TRS government waived the crop loans of 36.33 Lakh farmers, which are below Rs One lakh amounting to Rs 17,000 Crore. The state government has also decided to give Rs 6 lakh ex-gratia to the farmers who have committed suicides. Of this Rs 5 lakh is given to the deceased family and Rs 1 lakh as one time settlement of the loan. Kalyan Laxmi scheme is implemented to the eligible girl in the family of the deceased. Perhaps for the first time, welfare schemes for the upper caste Brahmin community are also being implemented in the State. In the last two years Rs 200 Crore (Rs 100 Crore per year) is allotted for the Brahmin welfare.

For those 470 Martyrs who laid down their lives for the cause of separate Telangana State, the government sanctioned Rs 10 Lakh per family besides one job to the eligible person in the family and for those living on farming one acre of land. An accident life insurance scheme for Rs 5 lakh cover is implemented for the Auto, Cabs, truck drivers, drivers of other vehicles, Home Guards, Working Journalists with a premium of Rs 46. This scheme is also implemented to the members of the Fishing and Toddy Tappers Societies. The government is implementing 11 types of schemes for the construction workers. They were given the ESI health facilities besides issuing them ID Cards, collection of Cess besides providing drinking water facilities at their place of work. LPG connections are given to all the eligible in the State under Deepam Scheme to make the State Kerosene use Free State. Anganwadi teachers’ salaries are hiked by 150 per cent.

In order to help the handicapped, widows, old age persons, toddy tappers, weavers, HIV patients, Beedi rollers, old age artistes, the Government of Telangana is giving pension under the Aasara scheme. Old age people and Widows were getting Rs. 200 per month as pension earlier which has been enhanced to Rs.1, 000 now. Similarly for handicapped and old age artists the same has been enhanced from Rs.500 to Rs.1500.  Income limit for eligibility has also been enhanced to include more people. Aasara pension is also extended to Single women.

The state government has successfully implemented the SC/ST Sub Plan based on their population figures. However, when funds are not being utilized, they were not carried forward to the next year. The state Cabinet on Feb 2, 2017 has made amendments through which carry forward of the funds unspent to the next year is made possible. The SC/ST Sub Plan is renamed as SC/ST Special development Fund and it is used only for the SC/ST families and their places of residence. The Bill making these amendments was passed by the Legislative Assembly and Council. The funds granted in the Budget will directly go to the SC/ST development Ministry. Hence, there will not be any diversion of funds. Schemes and programmes for SC/STs living in rural, semi urban and urban areas will be different and are local specific.

The financial limit of the Self-help groups is hiked from Rs 5 Lakh to Rs 10 Lakh benefitting 50 lakh members belonging to 4.2 Self Help Groups in the State. The government has initiated several measures for the safety and protection of girls and women. On Aug 15, 2014, soon after the KCR government came to power, it made a beginning for free distribution of 3 acres of land for each Dalit family in the state as it will empower them. Besides this power connection and bore well is also provided to the beneficiary along with the investment for the first crop. 22 per cent of space is provided to SC/ST entrepreneurs in all the industrial parks in the State. A special Incubation Centre is provided in Hyderabad for the SC/ST entrepreneurs.  Telangana State Programme for Rapid Incubation of Dalit entrepreneurs (TS PRIDE) is also implemented.

To give a proper shelter to the poor, the government has embarked upon the 2-bed Room Houses scheme.  For the first-time in the country a house with double bed room a kitchen; hall and two bathrooms are being constructed. It is all set to construct 2.6 Lakh 2 Bed room houses in the state. In the first phase, houses were constructed in IDH Colony spending Rs 7.9 Lakh per house. In the second phase in Erravalli, Narasannapet villages in Siddipet District, mass house warming ceremony is done for 600 houses. The government is giving these houses to the beneficiaries without totally free of cost.

The government has instructed the officials to pay pension of those retiring on the same day of their retirement. The retired employee would also be given a warm farewell and dropped at his/her house in the office vehicle. The government feels that employees who have served the government deserve due respect after their retirement.

Welfare even after the death of a person is what that has been envisaged by the government. The state government is keen on making proper arrangements for those dead to provide relief to the near and dear at a time when they are all in deep sorrow.

And this is how the Telangana government is taking care of welfare of the people from cradle to grave. END


Monday, November 14, 2016

Demonetization…Nation in big Queue : Vanam Jwala Narasimha Rao

Demonetization…Nation in big Queue
Vanam Jwala Narasimha Rao

People are hardly in a position to understand as to what exactly happened when the Prime Minister of India Narendra Modi on 8th November at 8 PM announced demonetization resulting in stripping the Rs 500 and Rs 1000 currency units of its status as legal tender. Prime Minister, obviously on the advice of one or two close aids of him, unaware of the consequences, might have thought that his decision would make him a Great person and history will record so. The surprise decision of the Indian government to demonetize will certainly impose short term costs. Government described the decision as an act to eliminate black money “which casts a long shadow of parallel economy on our real economy”.

Unfortunately, as a result of this, the whole India is in a big Queue! Millions of households are struggling to cope with the immediate situation. All streets and market places are empty and everyone whether he or she, young or old, possessing black or white money of Rs 500 and Rs 1000 are left with no option except to stand in long queues in front of banks. Money whether white or black, makes the nation dynamic. The money that is in circulation in whatever form is the wealth of the nation. Demonetizing means demonetizing the country and devaluing the country and money. In a poor economy where bulks of the last mile transactions are done in cash, a measure like this was bound to cause fear and panic, and also scarcity of legal currency as people hoard it for safety-net purposes.

This is a big blow to every ordinary common person of all categories. With no money in circulation and with markets having a desert look, it is like a Bharat Band….and that too for fifty days. Imagine the loss the nation incurs with this. The surgical strike on Pakistan about a month ago is better than this, in the sense, that it killed the targeted one once for all, where as demonetization makes the people suffer for long before they are actually killed. Between the announcement of demonetization and actual operations, everywhere an unexpected and unhealthy scenario prevailed.

Whom is the Prime Minister dealing with? Is it the people and the country at large or someone else? India is a big country with varied problems and through demonetization PM Modi has thoroughly gone wrong and created added problems. He pushed the country 30-35 years backwards….an irrevocable backwards. After late PM PV Narasimha Rao’s economic reforms enabling even the poorest of poor possess high denomination currency, this is the best example of digression.  

There are no reliable estimates of the black economy. It is however said that an estimated 17.5 lakh Crores of money is in circulation and whether in black or white 86% of this amount is in higher denominations either in Rs 500 or in Rs 1000 notes. It is also estimated that another Rs 3-to 4 lakh crores of counterfeit money is also in circulation. The remaining 14% is in small denominations. The demonetization literally pushed the 86% part of the total money in circulation out of market. While this is so, for Telangana state for exchange of notes though Rs 6000 crores was allocated it was only just Rs 110 crores that was actually released on the first day in which major portion is in the form of newly printed Rs 2000 note. At best each bank may be able to distribute a maximum of one crore rupees as every individual is restricted initially to Rs 4000 per day and later enhanced to Rs 4500. In any case the entire 86% of high denomination notes will not be deposited in the banks.

How much of this black money will now come out into the open because of this demonetization of high denomination currency remains a matter of assumption. Much of the black money is held in land, property, stocks, gold or foreign currency. Even if the entire black money is deposited in the banks, it will again flow back into the hands of the same people in a different path as the basic job of a bank is lending and the beneficiary is top industrialists. Global experience has been that demonetization remained a one-time measure, and the black economy started building up all over again once the government let its guard down. This has been our experience too with the 1978 episode when the Rs 10,000, Rs 5,000 and Rs 1,000 rupee notes were demonetized.

What is the actual value of Rs 2.5 lakhs which an individual is allowed to deposit in banks without any questions not requiring IT scrutiny? These days even a small agriculturist, a provisions vendor, a shepherd, an employee, a small hotel owner or to that matter almost all middle class people keep with them more than this amount which is purely white in nature. The cost of land these days is anywhere Rs 2.5 lakhs per quarter of an acre…the cost of a sheep is anywhere Rs 50, 000. This needs to be given thought. Disabling cash of an individual over and above 2.5 lakhs is a long term disaster on nation’s economy. This also amounts to devaluation of assets and its impact will be snowballing.

What has happened, what is happening and what is likely to happen is not understood by even some of the best of the bureaucrats at the helm of government business in general and that of finance in particular. Even the best of the economists seems to be not aware of the consequences.

Perhaps this might be the reason why, as reported in press, Chief Minister KCR took along with him the Chief Secretary, the Finance Secretary and his own Principal Secretary to the Governor-the Head of the state to apprise him the consequences of demonetization, the pros and cons and the effect on state finances in future. To quote a media report: “the Chief Minister is understood to have explained to the Governor with supporting statistics about the adverse impact the Centre’s demonetization decision would have on Telangana….The Chief Minister is also understood to have highlighted the problems to be faced by small traders, who would generally rely only on cash for their transactions, due to restrictions on exchange of currency….”.


The State Owned Revenue (SOR) of Telangana State during the first six months from April to September during the current financial year registered a growth of 16.1% (from Rs 40, 400 Crores during 2015-2016 to Rs 46, 932 Crores means about Rs 6500 Crores rise). In fact the State owned Tax Revenue (SOTR) itself too had a growth rate of 13.5% during the same period (from Rs 21, 390 Crores to Rs 24, 168 Crores). The GSDP growth rate during the same period is 21%. The expenditure during the same period accounts for Rs 49, 594 Crores and if we add the out of budget expenditure it would be much more. In this proportion both revenues and expenditure should register more in the second half of the financial year. Now, with demonetization the scenario would be totally different and will have a serious effect on the state economy.

In Telangana as in other states debt services are mandatory. There will be essential and inescapable and unavoidable expenditure. If there are no receipts due to market collapse where from the money will come to the treasury? For instance employees salary bill, payments for welfare measures like Aasara pensions, rice scheme, Kalyanalaxmi, shadimubarak, two bed room houses etc which accounts for almost Rs 5600 Crores per months. Will there be any cuts? Or deferring to a later date some of these? There are also developmental activities and expenditure for irrigation projects.

This may not be just the case with Telangana….perhaps in every state with minor changes and proportionate changes…and ultimately in the whole of the country including the central finances will adversely affect if not checked scientifically. The economy of every state collapses. The situation would be worse in states with rural economy and tribal economy base. Every state has to die. It is just like abruptly cutting the pipeline or switching off lights in a room suddenly and inviting darkness.

The world over natural phenomenon is nations undergo rapid changes. They undergo evolution due to various reasons. The experience however reveals that even in the worst of calamities wise men prevail and survive. One of this is in the form of black money circulation. Whether it is possible to cleanse this or not depends on lots of factors. It however requires a scientific process and an acceptable process. The way this is done now in our country is different and a deviation from this. India is shaping as one of the biggest economies in the world. Purchase power has gone up multi-fold. In the process of this development, whether accepted or not, those who have black money are also partners in a way. This is where we should think how best they may also be brought in to picture for a better clean-up process. Ours is a cash based economy and not cheque based or on-line based. Yes…it is agreed that the black money holders are to be disarmed. Once upon a time the scenario was that, common men were angry on black money holders. Today it is different and in the ever changing scenario everyone possesses the so called black money-may be in a different form. In a way this is their hard-earned savings. 

According to an expert who was associated with RBI in a very senior position and also with experience of working in central government’s ministry of finance, all currency issued by the Reserve Bank carries a promise by the Governor to pay the bearer a sum equivalent to the value of the currency which is a legal obligation. He says that, curiously, neither the government nor the Reserve Bank has actually used the term “demonetization”. The press release issued by the government talks only about “cancelling the legal tender character” of the high denomination notes, raising questions about whether they are drawing a fine distinction between delegalization and demonetization.

            According to him the extent the high denomination notes are destroyed as they were not returned to bank, the liability of the RBI should come down by that amount. The amount may be anywhere between 4-6 lakhs crores. Will the Reserve Bank treat “the promise to pay” as a continuing liability and transfer an amount equivalent to the wealth destroyed to a special reserve? Or will it treat this as an extinguished liability and account for it as “profit”?

Several questions arise here:

Can the Reserve Bank withdraw from its obligation to pay the bearer a sum equivalent to the value of the currency? Therefore, is there a subtle distinction between “cancelling the legal tender character of the currency”, the phrase used by the government and RBI, and demonetization? If the Reserve Bank decides on treating the liability as extinguished, what is the cut-off date when it will happen? How will the RBI treat the reduced liability – as a special reserve on which the government has no claim or as regular profit which lawfully has to be transferred to the government? If the existing law is unclear on this, will the government amend the law so as to establish its claim to this money? If indeed, the “profit” is to be transferred to the government, how will the transfer of such a large amount be managed? In particular, how will it be phased out so that it is non-inflationary? Is the government well prepared on this?

Against this background, there would be severe hardships to people for activities like marriages (particularly in this month), vegetable purchase, agricultural needs, construction labor wages needs etc. No one can buy even a bottle of liquor or a branded shirt. Then where from the tax come to the governments? Media already reported how the hotels and theaters are with an empty look.

It is almost chaos everywhere and as such it is high time that the Modi government initiates steps to come to the rescue of common people. Real estate sector in this country which is almost a professional activity has come to a grinding halt. The money for various real estate transactions that has been given as advance from Kashmir to Kanyakumari to a tune of thousands of crores with yesterday’s value is in doldrums. No agricultural land sales are reported and even if any they would be distress sales. Normal life is disturbed. Entire economic dynamics have changed. Small traders who buy in whole sale and sell in retail are badly affected. Industry is collapsing. State Governments might face paralyzing affect. A currency ration is seen and felt. The situation is explosive. There is every possibility of artificial scarcity of everything. This will have cascading affect.   

Why not these issues be addressed? Why did not the government prepare the common man for this? Where is the preparedness for an easy exchange of high denomination notes? Did the government make available in adequate quantities in the banks? The answer is no. Is there any estimate in advance as to how many normal people would be put to unavoidable trouble? Why should there be a panicky situation?

Perhaps one option could have been making yet another voluntary disclosure offer, say on 50-50 percent basis-an amnesty scheme with additional benefits. In which case, it might have been possible, for both the black money holder and government getting equal benefit, the former getting back in white form and the later increasing its income. The black money holders, in the alternate, should also have been offered a chance to invest in various infrastructure development programs of the government. That might have paved way for a vibrant India. There should have been a positive approach for cleaning black money instead of a negative one.

It is evident that majority of Chief Ministers are not in favor of Modi decision. Almost none of the CMs including from BJP ruled states have come out openly in support of Modi decision. Why? Almost all renowned economists, from India and abroad, are critical of Modi decision. Will all this lead to large scale dissent?

A person of Prime Minister’s stature should understand the country and its needs…the difficulties of common man when a decision is taken. There cannot be any place for self-righteous and complacent attitude. One cannot be angry on even a small section of populace not to speak of entire population. There cannot be an attitude of “point of no return” and “I am always right and others are always wrong”. Prime Minister Narendra Modi is visibly angry…angry on all those who did not pay attention to his earlier warning to deposit black money as voluntary disclosure.  Anger is no solution. Revenge on people is no answer. Comments like “even if I am burnt alive...” are also in bad taste.


Why Modi is antagonizing all sections? The question before PM is whether he would sustain the wealth of the country or destroy? No one is against demonetization but the timing, process and preparedness is debatable. End